🌍 Cross-border money within Southeast Asia
Send money home in seconds.
Your family spends it like cash.
Send money to your family anywhere in Southeast Asia — fast, cheap and safe. Your family receives it in-app and spends it with a debit card, at a fraction of what banks charge.
Why families choose Stableflow
Arrives in seconds
Money lands in your family's app the moment you send it.
Far cheaper than banks
Fees well below the typical 6% charged by banks and transfer services.
Safe in hard currency
Balance held in USD-pegged stablecoins, protected from local currency erosion.
How it works
From signing up to spending at home — a simple journey for you and your family.
- 01
Download & verify
BothYou and your family set up the app in minutes with a quick identity check.
- 02
Add money
YouTop up from your bank account.
- 03
Send in seconds
YouSend to your family in Vietnam, Cambodia or Laos — it arrives instantly.
- 04
They receive at home
Your familyYour family gets the money in their app and on a linked debit card at home.
- 05
Spend & save
Your familyThey spend locally with the card and hold the rest safely in hard currency.
Set up a monthly allowance so support arrives automatically — for exactly what it's meant for.
Money that fits real family life
However your family needs support, Stableflow makes it simple.
Monthly allowance
Send a set amount automatically each month, so your family always has support.
School fees
Earmark money for tuition so it's there when it's due — and only for that.
Everyday spending
Your family taps the card for groceries, transport and shops at home.
Safety buffer
Keep a hard-currency reserve for emergencies that holds its value.
Why we're starting in Vietnam
Our first market — a rare alignment of remittance scale, crypto adoption, a digital-first population and fresh regulatory clarity.
USD 16bn+
Remittances
Record inflows in 2025; a top-10 recipient worldwide.
5–6M
Overseas Vietnamese
A large population abroad, actively sending money home.
#4
Global crypto adoption
2025 Chainalysis Index; ~17–20% of people own crypto.
Mainstream
Stablecoins
Widely used — but on foreign, unregulated platforms.
69M+
Digital-first population
~69M unbanked; 72%+ smartphones; 70%+ payments digital.
Regulated
Regulatory clarity
Vietnam brought digital assets under formal oversight in 2026.
Compliance-first infrastructure
Built for institutional trust and long-term scalability.
Licensed banking partner
Regulated financial institutions and banking-integration infrastructure in Vietnam.
AML / KYC controls
Full customer verification, transaction monitoring and compliance-first onboarding.
Stablecoins as infrastructure
Faster and cheaper settlement rails operating behind the scenes.
Regulatory alignment
Structured for evolving digital-asset regulation across Vietnam and Southeast Asia.
Designed for regulatory compatibility, institutional trust and scalable cross-border growth.
From one corridor to an entire region
“We connect digital currencies with people — so money can move across borders as simply, instantly and affordably as a message.”
Here's where we're headed.
- 01
First Corridors Live
Vietnam, Cambodia and Laos are our starting point. We're building the rails, earning trust and proving the model works.
- 02
All of Southeast Asia
We're bringing the same experience to every country in the region — wherever families are separated by a border.
- 03
The Family Bank of Southeast Asia
Not just transfers. A full platform for families to send, save, spend and plan together across borders.
- 04
Money Moves Like a Message
Fast, cheap and borderless — for every family, everywhere. That's the world we're building.
From Vietnam to Southeast Asia
One corridor playbook — reused wherever a large overseas community, heavy remittance dependence and a weak local currency meet.
Proof case — the first live corridor and product.
Next market — a co-founder's close government ties; an already dollarized economy.
The third market on the regional path.
The cross-border family bank of the region.
Be the first to send money home with Stableflow.
Launching soon. Leave your email and we'll notify you when the app is ready.